Privacy Policy

Last update: 30/9/22

We, referred to as “We,” “Us,” or “Our,” are dedicated to protecting your personal information and ensuring your privacy.

This Privacy Statement is crafted to inform you about how we gather and secure the data you submit via the website Lumo Nexora (the “website”).

These ideals shall be upheld:

  • To clearly outline how your personal data is gathered and handled:

We aim for you to be able to make well-informed decisions about personal data usage and handling. That's why our website exists. To achieve this, we apply various techniques and processes to deliver pertinent information concerning personal data use.

Should we determine that specific information is necessary, we will share details with you at the designated time and date.

We're pleased to assist with any inquiries you have and offer necessary explanations regarding legal restrictions. You can contact us at the email address provided below: info@Lumo Nexora.com.

  • Individual information will solely be utilized for the intentions outlined in the policy.

We may handle your Personal Data for various purposes, including providing the website to you, linking you with external trading platforms (the 'Services'), improving the site, safeguarding our rights and interests, supporting the upkeep and delivery of the services, adhering to legal or regulatory requirements, and managing operational and business tasks to ensure the effective use and delivery of the services.

We also handle your personal information to gain a clearer insight into your preferences and requirements.

  • Employ essential resources to safeguard your entitlements concerning personal information.

To enable you to exercise your rights, we've dedicated ample resources. Reach out to us anytime to request details about your Personal Data. We will alter or erase it, cease using it for specific or broad purposes, or transfer the information to you or an external entity. We are prepared to meet your requests.

  • Protect your private information:

Although we cannot promise absolute protection of your personal information, we assure you that we will persist in utilizing diverse strategies and practices to keep your personal information safe.

Our policy on privacy and security is comprehensive.

1. The Scope?

This guideline outlines the sort of personal information the company gathers on individuals and details how it manages, distributes to external entities, safeguards procedures, and more.

This document pertains to details connected to a specific or specifiable individual. An individual who can be identified may be recognized directly or through a mix of supplementary data that we possess or can access.

The Policy describes “processing” as any method involving the utilization or collection of personal information. It encompasses the organization, arrangement, and retention of personal data.

Our offerings cater to a broad audience and are not suitable for individuals below 18 years of age. We do not intentionally collect data from those under 18. We also do not knowingly permit them to access our services. Should we become aware of any information regarding minors, we will promptly delete it.

2. What information do we possess about you?

By accessing our platforms and viewing our channels, or browsing our site, we gather personal information. Sometimes we may ask directly for your details. In other situations, we acquire your data by evaluating the use of our services and platforms or by obtaining your information from our partners in India.

3. There is no obligation to provide personal details to the firm and the implications.

However, there's no requirement for you to share personal information with us. In some cases, though, you may choose not to give us any personal details. This might limit our ability to deliver services or restrict access to the site.

4. What types of personal details can we collect? Upon your visit to our site, we will gather the following information about you: .

This covers details about your web activity records, data on your usage patterns (including IP address, access date and time), the language preference, error logs from software crashes, browser type, and information about the device in use. The collected data is not personal and cannot be used to identify you.

Personal Data We obtain from you: Any information you willingly share with us when you link with an online trading platform of a third party via our service.

Personal details submitted to third-party sites to enable transactions: this data includes your full name, residential address, contact number, and email ID.

5. The legal foundation and the justifications for handling personal data.

The company handles your personal information as outlined in this section, adhering to the relevant legal framework applicable to the situation.

Without a lawful foundation, the company cannot process your personal information. The legal principles that permit the company to handle your personal data are: .

  • You have agreed to have your personal data handled for one or multiple purposes. This applies when you provide personal details on the website so that we can pass them to a third-party trading platform.
  • The organization or an external entity may need to handle data to fulfill their rightful interest. For example, it is crucial for enhancing our offerings or for supporting legal defenses.
  • Compliance is required to fulfill a legal duty.

Reach out to us via email for additional information on the steps necessary to protect legitimate interests.

Here is a compilation of reasons and legal justifications we may utilize for handling the data you share with us. Personal information.

Scope
Legal basis

To share your personal details with external entities at your request to access online trading platforms.

Should you inquire, We might seek your personal information to pass it on to other companies.

You've agreed to the handling of your personal information for one or numerous purposes.

To address your requests, inquiries, or issues, personal data is essential to assist you in resolving any questions you may have about the services.

The company's legitimate interests or those of a third party require processing.

To comply with any legal, administrative, or judicial obligations, personal data is handled to satisfy statutory requirements.

For adherence to legal requirements, processing is essential.

To Improve Our Offerings, personal information might be employed by us to refine Our Offerings. This includes, but is not limited to, any error reports or malfunctions we gather regarding the offerings.

The company or a third party's valid concerns require handling.

Prevent Fraud and Abuse of Our Services

The legitimate interests of the company or the interests of a third party need to be processed.

To execute and oversee tasks aligned with our service standards, such endeavors involve administrative operations, growth initiatives, strategic planning, supervision frameworks, etc.

The company's justified concerns or those of another party require handling.

To perform evaluations, such as data analysis for decision-making on various matters, we utilize diverse analytical methods (including statistical ones).

The company's valid needs or a third party's concerns require handling.

In order to protect our holdings, entitlements, and interests, as well as those of other parties, we have implemented HTML0 to initiate and defend legal actions. Personal data may be utilized by us to secure our entitlements, interests, and holdings, or those belonging to other parties, adhering to any relevant laws, rules, or agreements and any conditions, terms, or policies.

The company’s valid interests or the concerns of another party require handling.

6. Sharing Personal Information with External Entities.

The organization may also share personal details with external firms that provide us with services, such as hosting and data storage solutions, IP address details, and user experience analysis.

You may also request us to disclose specific personal information about you to third-party trading platforms. In such cases, we will transmit the personal information you have provided to third-party trading platforms. The usage of your personal information is governed by their privacy policies. Your personal information might be distributed across several trading platforms.

The corporation may have the capability to disclose personal information to affiliated organizations or commercial associates. This action can equip the corporation with the tools necessary to enhance and refine the offerings it delivers to its clientele.

Should it become necessary to protect third-party rights or assets, The Company may share personal information with Indian regulatory bodies, local or official authorities.

In scenarios involving transactions, such as asset transfers or sales, we might also disclose your personal information to prospective investors, buyers, or creditors associated with our company or any affiliated entities. This could occur during a merger, restructuring, consolidation, or company insolvency within our corporate group.

7. Biscuits and utilities from external parties.

External providers, like those offering ads on our site or analytics firms, might be engaged. These entities might also employ cookies or similar technologies.

Each time you visit or use the site, small text data, known as cookies, are saved on your device. These cookies collect details about your preferences and online behavior to enhance your experience, remember your choices, and tailor the products and services you may appreciate. They also play a role in data gathering for statistics and analysis.

Some cookies we utilize are temporary session cookies, briefly stored on your device, vanishing when you shut your browser. Alternatively, persistent cookies stay on your device for a while after the browser is closed. These help the website recognize you as a returning visitor and facilitate your revisit to the site.

Types of cookies:

They might employ them in line with their intended purpose for us.

The type of cookie

Cookies are essential without a doubt.

Scope

These cookies are essential for accessing the features you need and moving around our website. They help deliver the details, items, and services you've requested from us.

They are essential for your gadget to acquire and stream information. This enables you to explore the site, employ its functionalities, and revisit pages you've checked before.

Additional Information

Cookies gather personal information, like your user ID, and the most recent access date to verify your site login status.

When you shut your browser, they are removed (session cookies).

The type of cookie

Operational biscuits

Scope

Each visit to our site is recognized by using cookies, which also store your settings and preferences.

Additional Information

They remain valid until their expiration date and persist even after the browser is shut.

The type of cookie

Biscuits for efficiency.

Scope

We utilize cookies to collect statistical insights on our website's efficiency and to improve it. They also enable us to perform evaluations on our site.

Additional Information

Cookies gather anonymous information that is not linked to any specific or identifiable person.

They can be deleted once you close your browser. Some cookies last indefinitely.

Cookie access is restricted or deleted.

To block or delete cookies, adjust your browser configurations. Below are links to assist you with this procedure for some of the most popular browsers.

  • firefox
  • Microsoft Edge
  • Google Chrome
  • safari

Nonetheless, keep in mind that parts or all of the site's functions and features may not operate as anticipated if this occurs.

ONLINE MONITORING NOTICE
This platform does not presently accommodate do-not-track signals.
8. The Duration of Holding Your Personal Data.

The organization aims to retain your personal information for the period required to achieve the purposes outlined in this policy or for longer durations if allowed by Indian laws, regulations, standards, and applicable directives.

For a duration of 12 months, we will transmit your details to third-party trading platforms. With your consent, this data-sharing practice will extend for an additional 12 months.

We consistently assess the Personal Data we have retained to verify it's no longer required.

9. Sharing of personal data with a foreign nation or a global entity.

Your personal details might be relocated to nations outside your own (i.e., your personal information could be sent to a country other than India or to global bodies). These global entities or jurisdictions are attended to with care. Our company endeavors to enact all the crucial measures to safeguard the personal information you furnish, ensuring that those handling the data can claim their rights and access practical legal solutions.

These protections and measures are available to everyone living within India (Republic of India).

  • Transfer to a nation outside India or to an international entity recognized by the Indian authorities as ensuring sufficient protection for personal data in line with article 45 (3) of Regulation 2016/679 of the European Parliament and of the Council dated 27 April 2016 (referred to as the “GDPR”).
  • The handover occurs under a legally enforceable and binding contract between government bodies or organizations following the provisions of Article 46 (2) (a) of the Indian framework.
  • The data transfer adhered to standard protection terms set by the Indian government in alignment with Article 46 (2) (c) of the GDPR. These terms, arranged by the Indian authorities, can be accessed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The organization is able to share details regarding the protective protocols it utilizes to secure your personal information when shared with foreign nations or international bodies. Please reach out via email at info@wealthwaydigital.india.

10. Protection of Individual Information.

We have implemented necessary organizational and technical measures to protect personal information. This involves preventing unintended or illicit destruction, alteration, or loss of personal data.

We cannot assure or promise that your personal data's security will be completely flawless. We are also not liable for any intangible, incidental, or consequential damages resulting from the use or sharing of personal data. While this encompasses, it is not limited to any personal information being revealed due to transmission mistakes, unauthorized third-party access, or any other factors outside our control.

If legal duties or other responsibilities outside our control arise, we may need to disclose your personal details to third parties, including governmental bodies. We cannot ensure the protection of your personal information by these third parties in such scenarios.

Transferring personal information online cannot be made entirely secure. The Company cannot guarantee the protection of any personal data you send to us via the Internet.

11. Links directing to third-party website pages.

The website includes links to external sites and applications. These platforms are not controlled by the company. We are not liable for how these sites or apps collect or use personal data. This Policy does not cover activities that occur through those sites or apps.

Before using any recommended third-party sites or applications, it is advised to review their privacy statements. Additionally, we recommend that you share your personal information with them.

12. Amendments to this Policy.

This policy is open to revisions at any moment. Should we alter it, we'll inform you by updating the policy on our website. Moreover, for major adjustments, we will strive to notify you using methods deemed suitable and will announce it on our website. Unless specifically stated, any changes will take effect once the revised policy is published.

13. Your entitlements regarding your personal data

You have the right to ask us to confirm the correctness of your personal data collected, to correct any errors, and to erase any personal data not necessary for our purposes. Additionally, you can limit the categories of personal information processing.

If you reside in India, kindly visit this page: .

You have access to these entitlements regarding your personal information. To invoke these rights, you can send a request via email to the address mentioned below.

Access rights

The organization can confirm the accuracy of your personal data being processed. If so, you have the right to access this information.

The organization aims to provide a digital copy of the personal information currently handled and may impose a modest fee for extra copies. Upon request, the information will be accessible in digital format.

The entitlement to access personal information should not interfere with the rights and liberties of others. If the inquiry harms another person's rights or freedoms, the organization may deny the request or restrict its ability to honor it.

Entitlement to correction.

The Company has the right to correct any incorrect personal information. You have the right to request that inadequate personal data related to you be corrected, considering the purpose of processing.

Right to Erasure

Here are the applicable reasons: (a) Personal information is no longer necessary for the purpose it was initially gathered or processed; (b) You revoke consent and no legal grounds remain for processing; (c) You object at any moment, due to a reason unique to your situation, to the processing of your personal data based on legitimate interests held by us or a third party; (e) Personal information is processed unlawfully or (f) Personal data must be removed to comply with the company’s legal obligations.

The right cannot be exercised if processing is essential (a) to meet a requirement mandated by Indian law or government regulations, or (b) to establish, assert, or protect legal claims.

Limiting processing.

If you have worries about the precision of your personal details, you can request the company to restrict the handling of your information.

Should you request restrictions on personal data, it can only be retained with your permission, to establish, use, or defend legal claims, protect another individual's rights, or for significant public interest reasons in India or its regions.

Entitlement to data transferability.

If an automated system manages the procedure and relies on your consent or a contract you are part of, you hold the legal entitlement to access and examine the personal information you've submitted to the organization.

You have the right to request the transfer of your personal data directly from the company to another entity, if it is technically possible. Exercising your data transfer rights does not alter your rights to erasure. The right to data portability does not disrupt others' rights or freedoms.

Right to challenge

You have the continuous option to reject the processing of your personal data by the company or a third party if it is done based on legitimate interests. This includes any profiling related to those interests. Unless we demonstrate significant and legitimate reasons for handling your personal data, this processing must cease unless you demonstrate that your rights, freedoms, or interests, or the assertion, establishment, or defense of legal rights, are more significant.

Regarding direct marketing, you may at any point refuse the handling of your personal data.

Authority to decline approval.

You can withdraw your permission for us to handle your personal information at any moment. This will not affect the legitimacy and legality of any processing activities that relied on your consent before the retraction.

You have the right to file a grievance with the body overseeing your activities.

You may file an appeal with a regulatory authority established by a member state to protect the essential rights of individuals regarding the handling of personal data within India.

Indian regulations and those of its states may restrict your entitlements regarding the personal data related to you, as outlined in this Section 13.

In compliance with your entitlements under section 13 of this document, we shall furnish you with the requisite details within a month once your request is received. Should the request's complexity or volume necessitate, this period may extend to a maximum of two months. We will inform you of any delay along with the justification within one month of receiving your inquiry.

Provided it does not conflict with section 13's stipulations, the information you seek under your rights from section 13 will be provided without charge. If the request is unwarranted or overly repetitive, especially if repeated, a reasonable fee may be imposed to cover the administrative costs of supplying the details or addressing the requested action. We may also choose not to proceed.

Should there be uncertainty concerning the true identity of the individual who placed your request, the firm may seek additional details.